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Version: 1.0.0 | Published: 14 Jan 2026 | Updated: 1 day ago

Covid Income Dynamics

Dataset

Summary

Theme:
  • Economy and finance
  • Population and society
Description:
Consumer banking income data showing the impact of the COVID-19 pandemic (2019-2024).
Identifier:
DS_COV_INC
Access Tier:
Controlled

Documentation

Documentation:
This dataset provides microdata on the impact of the COVID-19 pandemic on income in consumer finances. It categorises the data into income from salary, benefits, pensions and more. The data is made up of effectively anonymised personal current account records from a major UK high street bank and is accessible at microdata level through Smart Data Foundry's Trusted Research Environment (TRE). It enables in-depth research on income patterns and categories across different demographic groups.
Synthetic Data:
A synthetic version of this dataset is available at https://portal.smartdatafoundry.com/data-catalogue/DS_COV_INC
Collection:
This dataset forms part of the Income/Spend Dynamics collection

Coverage

Spatial

Spatial Coverage:
United Kingdom, predominantly England, Scotland and Wales
Geographical Levels:
  • 2011 lower layer super output area
  • outward code

Temporal

Start Date:
01 May 2019
End Date:
29 June 2024
Frequency:
STATIC
Date of Latest Release:
01 September 2025
Date of First Release:
01 September 2025
Temporal Aggregation:
Weekly

Provenance

Origin

Purpose:
Administrative
Source:
Personal current account records from a major UK high street banking group

Access and Governance

Usage

Data Use Requirements:
  • Research specific restrictions
  • Ethics approval required
  • Project specific restriction

Access

Access Service:
Trusted research environment
Data Controller:
Smart Data Foundry

Format and Standards

Language:
English
Format:
  • CSV
  • Parquet
Estimated Dataset Size:
CSV - 31.6GB; Parquet - 9.7GB

Observations

Name
Population Type
Value
Description
Variable Measured
Unit Code
Observation Date
Income microdata for 1.2 million current account customers across the UK (predominantly England, Scotland and Wales).
1.2 million
30 June 2024